How It Works

Pre-settlement funding is a non-recourse cash advance, not a loan. This is an important distinction:

• No credit check - Your case is the qualification, not your credit score.
• No monthly payments - The advance is repaid from your settlement, not from your pocket.
• Non-recourse - If you lose your case, you owe nothing. 100% of the risk is on the funding company.
• Attorney consent - In most states, your attorney must consent to the funding transaction. This is standard practice.
• Fees vary - Funding companies charge fees based on the advance amount and expected case timeline. Compare offers to get the best terms.

Here's what the typical process looks like:

1. Application submitted - You provide basic case information through our free form.
2. Case reviewed - The funding company contacts your attorney to review your case details.
3. Quote provided - You receive a no-obligation quote with the advance amount and fee structure.
4. Attorney consent obtained - Your attorney signs off on the transaction.
5. Agreement signed - If you accept, you sign a funding agreement.
6. Funds disbursed - Cash is wired to your account, typically within 24-48 hours.

The entire process from application to funding typically takes 1-3 business days. Lawsuit Loan Center connects you with providers at no cost.